Martial Arts Student Insurance From £0.69
Volume-based student public liability insurance, underwritten by AXA XL. Pricing starts at £1.49 per student and drops as your numbers grow — right down to £0.69 per year for larger clubs and associations. Register in minutes, no minimums, no setup fees.
Student insurance should be simple. Pay for the students you have, at a fair price, with no minimums, no paperwork and no fuss.
MADR gives every club and association in the UK access to £1,000,000 student public liability insurance from just £1.49 per student per year — dropping to £0.69 for larger organisations. Register in minutes, manage everything from your portal, and recycle places if a student leaves without paying again. Annual or monthly, one student or ten thousand. It works the same way for everyone.
Student Cover
Everything your club needs. Nothing it doesn't.
Simple, affordable student insurance designed around how martial arts clubs actually operate.
COST
Student licences start at £1.49 per student per year and drop to just £0.69 for larger clubs and associations. That is £1,000,000 of public liability cover for less than the cost of a round of drinks for your committee.
FIT
If a student leaves, recycle their place and allocate it to a new member at no extra cost. Use our portal to manage and reconcile registrations, generate licence documentation, or run it alongside your own system. It works around you.
MOQ
Register one student or twenty thousand. Pay for exactly what you have. There are no minimum orders, no setup fees and no obligation to commit to a number in advance. Just pay as you go, at the tier that applies.
SOCIAL
MADR is a regulated Community Interest Company. Every penny beyond the cost of running the scheme is reinvested back into martial arts. When you insure your students through MADR, the money stays in the sector.
Ready to register your students?
Create a free account in the MADR portal and start registering students in minutes. No obligation, no minimums, nothing to pay until you activate cover.
/ Pricing
Find the right plan for your club.
Pricing is tiered — you pay £1.49 for your first 100 students, £0.89 for students 101 to 500, and £0.69 for every student beyond that. No minimums, no admin fees, no renewal increases unless our underlying costs change. Optional personal accident cover available at £4.99 per student per year.
Associations and Larger Organisations
Running a multi-club association or need to manage bulk registrations across a large membership? We can set up a dedicated account with a single dashboard for all your clubs, instructors and students. No minimum requirements, no obligation to use MADR for anything beyond insurance.
Our price promise.
We have never increased student insurance pricing. Not once since we launched in 2020.
What we have done is simplify and reduce it. As our membership has grown, we have been able to negotiate better rates with AXA XL and pass those savings directly on. The tiered pricing structure you see today reflects that — larger clubs and associations pay less per student, not more.
As with all of our pricing, we will only ever pass on an increase if our underlying costs from the insurer genuinely rise. We will tell you what has changed and why, in advance, before any increase takes effect. That is not a promise we make lightly — it is a track record we have already built over six years.
Disciplines Covered.
We can provide cover for more than 250 disciplines and styles, and this list can be revised with our insurer on request where-ever a genuine discipline or style requires endorsing.
| Aiki JuJitsu |
| Aikido |
| Aiuchi Ju Jitsu |
| Aiwakai Karate Do |
| Ashihara Karate |
| American Kempo |
| Angampora |
| Arnis |
| Atemi |
| Ba Ji Quan and Tai Chi |
| Baguazhang |
| Bajiquan |
| Bajutsu |
| Bando |
| Bartitsu |
| Bataireacht (Irish Stick Fighting) |
| Bojitsu |
| Bojuka |
| Bojutsu |
| Bokator |
| Bokh (Mongolian Wrestling) |
| Brazilian Ju Jitsu (BJJ) |
| British Combat Judo |
| British Folkstyle Wrestling |
| Budokon |
| Bujinkan Budo |
| Bujinkan Budo Tai Jutsu |
| Bujutsu |
| Bushi Kempo |
| Bushido |
| Butthan |
| Canne de Combat |
| Capoeira |
| Catch Wrestling |
| Ch`uan Fa |
| Ch`uan Shu |
| Chambarra |
| Cheibi Gad-Ga |
| Chi Gong |
| Chinese Kickboxing |
| Choy Li Fut |
| Choi Kwang Do |
| Close Protection Training |
| Close Quarter Combat (CQB) |
| Combat Hapkido |
| Combat Hopak |
| Combat Sambo |
| Conflict Management |
| Coreeda |
| Cuong Nhu |
| Dacayana Eskrima |
| Daido Juku Kudo |
| Daito-ryu |
| Daito-ryu Aiki Jujitsu |
| Dambe |
| Danzan Ryu |
| Drunken Fist (Zui Quan) |
| Dumog |
| Eagle Claw Kung Fu |
| Enshin Kaikan |
| Escrima |
| Fencing |
| Feng Shou |
| Filipino Martial Arts |
| Fitness Orientated Kickboxing |
| Folkstyle Wrestling |
| Freestyle Jujitsu |
| Freestyle Karate |
| Freestyle Karate Jutsu |
| Freestyle Kung Fu |
| Freestyle Kickboxing |
| Freestyle Taekwondo |
| Fu Jow Pai |
| Gatka |
| Glima |
| Goju Kai Karate Do |
| Goju Ryu Karate |
| Gongkwon Yusul |
| Goshin Jutsu |
| Goshin Ryu Kempo Jujitsu |
| Haidong Gumdo |
| Hakuda |
| Han Mu Do |
| Hanbojutsu |
| Hapkido |
| Historical European Martial Arts (HEMA) |
| Historical Fencing |
| Hojojitsu |
| Hsing-i |
| Hsing-yi |
| Hung Ga |
| Huyen Langlon |
| Hwa Rang Do |
| Hwarang-do |
| Iaido |
| Iaijutsu |
| Icho-Ryu |
| Iinkai Judo |
| Isshin-Ryu Karate |
| Itto-Ryu |
| Jado Kuin Do |
| Japanese Shotokan Karate |
| Jeet Kune Do |
| Jikiden Eishin Ryu Iaido |
| Jojutsu |
| Judo |
| Jujitsu |
| Jun Fan Gung Fu |
| Jun Fan Jeet Kune Do |
| Jutsu |
| Kaiai Jitsu |
| Kajukenbo |
| Kalaripayattu |
| Kali |
| Kali Silat |
| KAPAP |
| Karate |
| Karate Jutsu |
| Karate-Do |
| Karate-Jitsu |
| Kaze Arashi Ryu |
| Kempo |
| Kempo Jujitsu |
| Kempo Ryu |
| Ken Fat |
| Kendo |
| Kenjutsu |
| Kenpo |
| Kenshin Karate |
| Keysi |
| Ki Aikido |
| Kick Boxing |
| Ko Budo |
| Kobudo |
| Kokondo |
| Korean Kickboxing |
| Koryu Uchinadi |
| Krabi-Krabong |
| Krav Maga |
| Kuk Sool Won |
| Kumdo |
| Kung Fu |
| Kung Fu To’a |
| Kyokushinkai Karate |
| Kyudo |
| Lathi Khela |
| Lau Gar |
| Lau Gar Kickboxing |
| Lau Gar Kung Fu |
| Lee Style Tai Chi |
| Leopard Kung Fu (Bao Quan) |
| Lerdrit |
| Maarlisk |
| Malla Yuddha |
| Marine Corps Martial Arts Program (MCMAP) |
| Martial Arts Based Fitness |
| Martial Arts Wrestling |
| Military Martial Arts |
| Mixed Martial Arts (MMA) |
| Monkey Kung Fu (Hou Quan) |
| Muay Boran |
| Muay Thai |
| Nearu Martial Art |
| Nihon Goshin Ju Jitsu |
| Ninjitsu |
| Ninpo Taijutsu |
| Ninjutsu |
| Niten Ichi-Ryu |
| North West Chinese Kickboxing |
| Okichitaw |
| Pa Kua |
| Pa Qua |
| Panantukan |
| Pankration |
| Personal Protection |
| Physical Intervention |
| Pradal Serey |
| Qi Kwan Do |
| Qwan Ki Do |
| Quan Fa |
| Reality Based Martial Arts |
| Russian Martial Arts |
| Sanjuro Martial Arts |
| Sankukai Karate |
| Sanshou |
| Sarak |
| Sarit |
| Savate |
| Seiki Juku Karate |
| Self Defence |
| Self Protection |
| Shaolin Kempo Karate |
| Shaolin Kung Fu |
| Shaolin-Tsu Kempo |
| Shintaido |
| Shito-Ryu Karate |
| Shindo Jinen Ryu |
| Shorinji Kempo |
| Shorin-Ryu Karate |
| Shotokan Goju Ryu |
| Shotokan Karate |
| Shuai Chiao |
| Shuai Jiao |
| Shukokai |
| Shukokai Karate |
| Shuri-Ryu |
| Sibpalki |
| Sikaran |
| Silambam |
| Silat |
| Sokudo |
| Soo Bahk Do |
| Sport Boxing (Martial Arts Based) |
| Sport Karate |
| Sport Sambo |
| Ssireum |
| Submission Wrestling |
| Sumai |
| Sumo |
| Sulkido |
| Systema |
| Taekkyeon |
| Taekwondo |
| Tai Chi |
| Tai Chi Chuan |
| Tai Jutsu |
| Taido |
| Taijutsu |
| Tang Soo Do |
| Thai Boxing |
| Thang-ta |
| Tiger Claw Kung Fu (Fu Jow Pai) |
| Tora Kai |
| Traditional Aikido |
| Traditional Italian Martial Arts |
| Traditional Karate |
| Traditional Wado Ryu |
| Unarmed Combat |
| Viet Vo Dao |
| Wado Ryu Karate |
| Wing Chun |
| Wing Chun Kung Fu |
| Wing Tsun |
| World Tang Soo Do |
| Wushu |
| Yoseikan Budo |
| Zen Shin Karate |
Weapons Included
You won’t pay a penny more for including up to nearly 100 training weapons and aids. We can also provide standalone live blade insurance, should you need it for test cutting and demonstrations.
| 3 Section Staff |
| 6″ Staff |
| Bamboo Sword |
| Baton |
| Blunted Metal Sabre |
| Bo |
| Bo Staff |
| Bokken |
| Bow & Arrow** |
| Broadsword (Blunted) |
| Broadsword (Wooden) |
| Butterfly Knives (No Live Blades) |
| Cane |
| Chain |
| Chain Whip |
| Clubs |
| Clubs (Wooden) |
| Cosh (Blunted Blade Only) |
| Dagger (Blunted Blade Only) |
| Dan Bong (Short Sticks) |
| Dummy Weapons |
| Escrima |
| Escrima Sticks |
| Fan |
| Foam Batons |
| Foam Weapons |
| Focus Mitts |
| Guns (Plastic) |
| Habo Staffs |
| Hanbo |
| Iaito (Practice Only) |
| Janbo |
| Jo |
| Jo Staff |
| Jutte/Jitte |
| Kali Sticks |
| Kama (Blunted Blade Only) |
| Katana (Blunted Blade Only) |
| Kendo Shinai |
| Kenpo Sticks |
| Knives (Blunted Metal) |
| Knives (Plastic) |
| Knives (Rubber) |
| Knives (Wooden) |
| Kubotan |
| Kunai (Blunted Blade Only) |
| Leather Whip |
| Naginta (Blunted Blade) |
| Nawa |
| Nunchaku |
| Padded Sticks |
| Padded Weapons |
| Plastic Bottle |
| Plastic Weapons (No Live Blades) |
| Pole |
| Practice Sword (No Live Blades) |
| Qiang |
| Rice Flail |
| Rokushaku Bo (Japanese Staff) |
| Rope |
| Rubber Sticks |
| Rubber Weapons |
| Safety Weapons |
| Sai |
| Shaolin Staff |
| Shields |
| Shinai (Blunted Blade Only) |
| Shoriken |
| Shuko (Demonstration Only) |
| Spear |
| Staff |
| Sticks |
| Swords (Blunted Metal) |
| Swords (Plastic) |
| Swords (Rubber) |
| Swords (Wooden) |
| Tai Chi Sword (Blunted Blade Only) |
| Tambo |
| Tanto |
| Tessen |
| Tiger Fork |
| Togakure Bokken |
| Tonfa |
| Training Knife (No Live Blades) |
| Training Swords (No Live Blades) |
| Training Weapons (No Live Blades) |
| Wing Chun Pole |
| Wooden Shou |
| Wooden Weapons (No Live Blades) |
Student Management
Your students. Managed your way.
The MADR portal lets you register, track and reconcile student insurance in real time. Add individual student names and details, or simply purchase the number of slots you need and manage the records yourself at club level. If you already keep accurate registers in your own system, you do not need to duplicate that work in ours. Either way, your cover is active and your portal shows exactly what you have purchased.
Licence Slips
Download student licence slips, whenever you need them.
Every registered student slot comes with a downloadable licence slip, available from your MADR portal at any time. Print them for your register, share them digitally with parents, or keep them on file for venue requirements. If you manage your own records and do not need them, that is fine too — they are there if and when you do.
Frequently Asked Questions.
What does student insurance actually cover?
Every student registration includes £1,000,000 Public Liability Insurance. This covers claims arising from injury or property damage caused by a student during a registered session. Optional personal accident cover is also available at £4.99 per student per year, which provides a benefit if a student suffers a bodily injury during training regardless of negligence.
Do I need to register individual student names?
No. You can purchase a block of student slots and manage the names and details yourself at club level. If you already keep accurate registers in your own system, you do not need to duplicate that work in the MADR portal. The cover is active regardless of whether individual names are recorded with us.
What happens if a student leaves my club?
You can recycle their slot and allocate it to a new student at no extra cost. You never lose the place and you never pay twice for the same slot. Simply reassign it in your portal when a new student joins.
Is there a minimum number of students I need to register?
No. You can register one student or twenty thousand. There are no minimum orders, no setup fees and no obligation to commit to a number in advance. You pay for exactly the students you have.
How does the tiered pricing work?
Pricing is structured in three tiers. Your first 100 students are charged at £1.49 each per year. Students 101 to 500 are charged at £0.89 each. Any students beyond 500 are charged at £0.69 each. The tiers apply automatically — you do not need to choose a plan or move between them. The more students you have, the less you pay per head.
Do my students need to be members of any association?
No. There is no association membership requirement for students or instructors. You simply register your students through your MADR portal and cover is active immediately.
Can I download licence slips for my students?
Yes. Downloadable licence slips are available from your portal for every registered student. You can print them, share them digitally or keep them on file for venue requirements. If you manage your own records and do not need them, they are simply there if and when you do.
We are an association — can we manage cover for all our member clubs from one account?
Yes. We can set up a dedicated association account that allows you to purchase and manage student and instructor cover across all your member clubs from a single dashboard. There are no minimum requirements and no obligation to use MADR for anything beyond the insurance itself. Get in touch to discuss how this works for your organisation.
Has student pricing ever increased?
No. We have never increased student insurance pricing since launching in 2020. We have simplified the structure and reduced the per-student cost for larger clubs and associations as our membership has grown. We will only ever pass on an increase if our underlying costs from AXA XL genuinely rise, and we will tell you what has changed and why before any increase takes effect.
Ready to insure your students?
Create a free account and register your first students in minutes. No minimums, no commitment and nothing to pay until you activate cover.