All of our martial arts instructor insurance is COVID-19 ready, which means it includes cover for the provision of online lessons (both live and pre-recorded) for existing and new members. It also provides insurance cover for teaching martial arts outdoors.

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    #MartialArtsDoneRight Martial Arts Instructor Insurance provides flexible and affordable cover – with both annual and monthly payment options – for instructors from more than 150 styles and disciplines.

    Our instructor insurance includes martial arts instructor Public Liability and Professional Indemnity insurance as standard, as well as a number of other key inclusions to ensure you get your Instructor Insurance Sorted. We also combine cover with enrolment to #MartialArtsDoneRight membership – a collective of instructors from across the industry whom we will support and guide impartially throughout the year.

    • Flexible & Affordable

      All of our martial arts instructor insurance comes with annual or monthly payment options, and is designed to provide affordable, flexible and comprehensive instructor cover.

    • 200+ Styles & Weapons Covered

      From Muay Thai, MMA and Krav Maga, through Karate, Jujitsu and Taekwondo; even rare styles like HEMA and Gatkha – it’s covered.

    • You Build Your Own Cover

      We won’t force you to take on cover you don’t need. You select the levels of Public Liability and Professional Indemnity as required, as well as a ‘take it or leave it’ approach to any optional extras.


    We will beat any like for like quote from your current insurer or association, even if it’s less than the sign up price shown below.

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    Costs & Charges

    We’re pleased to be able to offer access to one of the UK’s most inexpensive options for martial arts instructor insurance, thanks to our group’s buying power and our not-for-profit nature.

    What Cover Do We Provide?

    As standard, for all of our martial arts instructor insurances, we provide;

    Instructor Public Liability

    Public Liability is considered a core martial arts instructor insurance. Cover is available at £2,000,000, £5,000,000 or £10,000,000.

    In a nutshell, it provides cover for your legal liability to pay compensation to third parties for bodily injury and/or damage to property as the result of a negligent act by the Insured arising out of the instruction of martial arts.

    Instructor Professional Indemnity

    Cover for claims against an instructor based upon professional advice given – for example, specific guidance on how to roll etc, rather than an injury arising from their supervision of a class. This could also include unintentional infringement of intellectual property rights, loss of documents or data in your trust, unintentional defamation, libel or slander, unintentional breach of confidence, confidential duty or misuse of information or bad advice on websites & social media.

    £1,000,000 Professional Indemnity (PI) is included free of charge with your cover.

    Available as optional extras, such you wish;

    Instructor Personal Accident

    Personal Accident (PA) insurances provides cover as per the schedule for any injury arising from a specific event whilst participating in a BMABA club, or as a BMABA instructor where there is no negligence responsible.

    This might include, for example, physiotherapy costs or loss of income, upto the benefit amount, if you as an instructor are injured whilst teaching a class.

    Contents & Equipment Insurance

    This provides cover for contents and equipment. This might be crash mats, focus mitts, specialist self defence equipment or it could cover things like the computers and tables in your gym or reception area.

    Abuse Extension

    Abuse extension is a very specialist type of cover, and it’s only available from a very few select insurers. Abuse Extension (AE) provides cover for defence of the named instructor if there is an allegation of abuse made against them. This wouldn’t be covered under usual PL or PI, so provided an additional level of support to the instructor.

    Activate Your Insurance Now

    You can get an instant price above and if you’re happy, activate your insurance securely online 24/7.

    If you need any help or have any questions, we’re here to help.

    Is my martial art covered?

    Most likely. We cover 150+ styles and variations.

    Frequently Asked Questions & Answers

    About Our Martial Arts Insurance

    How Soon After Purchasing Can Insurance Go Live?

    We provide immediate confirmation of ‘on-risk’ status (on-risk means the insurance is live). This is because our system allows you to automatically set up membership with #MADR (us) through which the insurance is accessed. Our Group Cover Policy always has allocations ready and waiting, so you can covered immediately.

    Can I Teach Online Either Live Or Pre-Recorded With This Insurance?

    Yes, and it doesn’t cost anything extra.

    There are some key conditions that you must be able to meet;

    1. at the commencement of the session, advise participants:

      1. that by participating they are doing so at their own risk;
      2. a suitable, non-slip floor space is required and any potential obstructions in the vicinity are removed before they participate;
      3. to avoid activities if they have, or suspect they may have any current health concerns, injuries, aches and pains;
      4. avoid the use of blades, weapons or sharp instruments of any description;
      5. avoid physical contact with other participants and where appropriate, adhere to social distancing guidelines;
    2. ensure that sessions are conducted for the benefit of existing members/participants/contacts only who have demonstrated sufficient suitability to participate;

    3. continue to only instruct activities in which you are qualified to do so;

    4. record the session. Retaining the recording for a period of up to thirty-six (36) months may assist in any claim made against you;

    Do I Have To Provide Proof Of Grade Or Qualifications?

    No, you don’t. Our Group Cover Policy doesn’t require this because we are not a sanctioning body or governing body. Just because we don’t check you have the relevant grades or qualifications in place it is really, really important you are completely honest throughout your application and that you are able to demonstrate compliance with all of the policy requirements (see below) to ensure your claim is paid if you need to.

    What's The Catch?

    We know. Always a little ‘too good to be true’ when you find comprehensive cover available at competitive pricing. We’re a social enterprise, which means we invest all of our profits back into the UK Martial Arts sector through our various organisations. This helps us focus on keeping costs down, as we see #MartialArtsDoneRight as an essential part of our plan in ensuring key provisions are available to everyone.

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    Who Underwrites The Insurance?

    All of our cover is underwritten by XL Catlin via our specialist group cover policy. You can (and definitely should) read the policy wording in full below. Please remember that this document relates to our entire #MartialArtsDoneRight group cover policy which covers many different aspects of cover. Not all of this will be applicable to the cover you take out when you enrol with us, so please check the relevant sections within the policy wording.

    Click here to view the insurer’s policy wording. 

    How Is The Cover Provided & What Is 'Scheme Enrolment' All About?

    As you will have read already, we are not an insurer, nor are we an association. In the insurance sector (and indeed the entire finance sector) the industry regulator, the FCA (Financial Conduct Authority) overseas all insurers and insurance intermediaries (brokers and the likes).

    We felt that setting up as an appointed representative would restrict our ability to flex and move to the industry’s needs so instead we’ve set up a Group Cover Policy. This works in exactly the same set up to that of many National Governing Bodies (NGBs) and Associations.

    We are the policy holder, and allocate cover to ‘members’ as and when they enrol onto our membership programme. Just to be clear – membership is to the #MartialArtsDoneRight initiative / scheme and is a technicality of how we can effectively offer you access to insurance. It also means we can support you with advice and guidance on a whole-manner of things after your cover and membership go live.

    There’s no cost to the membership with us; it’s inclusive already in any insurance fees payable for the insurer.

    Are There Any Requirements To Cover?

    Martial arts insurance – like all insurance – comes with certain conditions and requirements. Because we’re not an association we won’t check you for eligibility – but you must have the following in place for the insurance to be current. If it isn’t, you’ll likely find your claim is rejected. The requirements are basic industry standards, and we can help you with the provisions if you don’t have everything in place.

    1. If you’re teaching children or adults at risk, you’ll need to hold an enhanced DBS check dated within the last 3 years.
    2. You’ll need to be able to proof first aid training / certification to a suitable level.
    3. You’ll need to hold a Black belt (1st Dan) or equivalent (where practicing ungraded styles, like MMA or Muay Thai) and you’ll need to be able to demonstrate this in the event of a claim.
    4. You will need to conduct a risk assessment for all of your classes before teaching.
    5. If you have a criminal record or have been declared bankrupt, we can provide cover but you must contact us first. This is just a standard insurance clause which we can overcome on a case by case basis.
    6. You must ensure that suitable safety equipment is used at all times during lessons, classes and events and a fire risk assessment must be conducted on all premises used for lessons/events and fire evacuation procedures made clear. There must always be a qualified, DBS checked (where required), first aid trained instructor in the club at all times.
    7. You’ll need to meet everything in the policy wording (see the box to the left) per the standard insurer wording.
    8. You must not have been declared bankrupt or had any other county court judgements (CCJs) or insolvencies to your name.

    Quote & Buy Online

    You can get an instant price and, if you’re happy, activate your insurance securely online.

    If you need any help or have any questions, we’re here to help.

    Styles & Weapons We Can Cover

    Aiki JuJitsu
    Aiuchi Ju Jitsu
    Aiwakai Karate Do
    Ashihara Karate
    American Kempo
    Ba Ji Quan and Tai Chi
    Bataireacht (Irish Stick Fighting)
    Bokh (Mongolian Wrestling)
    Brazilian Ju Jitsu (BJJ)
    British Combat Judo
    British Folkstyle Wrestling
    Bujinkan Budo
    Bujinkan Budo Tai Jutsu
    Bushi Kempo
    Canne de Combat
    Catch Wrestling
    Ch`uan Fa
    Ch`uan Shu
    Cheibi Gad-Ga
    Chi Gong
    Chinese Kickboxing
    Choy Li Fut
    Choi Kwang Do
    Close Protection Training
    Close Quarter Combat (CQB)
    Combat Hapkido
    Combat Hopak
    Combat Sambo
    Conflict Management
    Cuong Nhu
    Dacayana Eskrima
    Daido Juku Kudo
    Daito-ryu Aiki Jujitsu
    Danzan Ryu
    Drunken Fist (Zui Quan)
    Eagle Claw Kung Fu
    Enshin Kaikan
    Feng Shou
    Filipino Martial Arts
    Fitness Orientated Kickboxing
    Folkstyle Wrestling
    Freestyle Jujitsu
    Freestyle Karate
    Freestyle Karate Jutsu
    Freestyle Kung Fu
    Freestyle Kickboxing
    Freestyle Taekwondo
    Fu Jow Pai
    Goju Kai Karate Do
    Goju Ryu Karate
    Gongkwon Yusul
    Goshin Jutsu
    Goshin Ryu Kempo Jujitsu
    Haidong Gumdo
    Han Mu Do
    Historical European Martial Arts (HEMA)
    Historical Fencing
    Hung Ga
    Huyen Langlon
    Hwa Rang Do
    Iinkai Judo
    Isshin-Ryu Karate
    Jado Kuin Do
    Japanese Shotokan Karate
    Jeet Kune Do
    Jikiden Eishin Ryu Iaido
    Jun Fan Gung Fu
    Jun Fan Jeet Kune Do
    Kaiai Jitsu
    Kali Silat
    Karate Jutsu
    Kaze Arashi Ryu
    Kempo Jujitsu
    Kempo Ryu
    Ken Fat
    Kenshin Karate
    Ki Aikido
    Kick Boxing
    Ko Budo
    Korean Kickboxing
    Koryu Uchinadi
    Krav Maga
    Kuk Sool Won
    Kung Fu
    Kung Fu To’a
    Kyokushinkai Karate
    Lathi Khela
    Lau Gar
    Lau Gar Kickboxing
    Lau Gar Kung Fu
    Lee Style Tai Chi
    Leopard Kung Fu (Bao Quan)
    Malla Yuddha
    Marine Corps Martial Arts Program (MCMAP)
    Martial Arts Based Fitness
    Martial Arts Wrestling
    Military Martial Arts
    Mixed Martial Arts (MMA)
    Monkey Kung Fu (Hou Quan)
    Muay Boran
    Muay Thai
    Nearu Martial Art
    Nihon Goshin Ju Jitsu
    Ninpo Taijutsu
    Niten Ichi-Ryu
    North West Chinese Kickboxing
    Pa Kua
    Pa Qua
    Personal Protection
    Physical Intervention
    Pradal Serey
    Qi Kwan Do
    Qwan Ki Do
    Quan Fa
    Reality Based Martial Arts
    Russian Martial Arts
    Sanjuro Martial Arts
    Sankukai Karate
    Seiki Juku Karate
    Self Defence
    Self Protection
    Shaolin Kempo Karate
    Shaolin Kung Fu
    Shaolin-Tsu Kempo
    Shito-Ryu Karate
    Shindo Jinen Ryu
    Shorinji Kempo
    Shorin-Ryu Karate
    Shotokan Goju Ryu
    Shotokan Karate
    Shuai Chiao
    Shuai Jiao
    Shukokai Karate
    Soo Bahk Do
    Sport Boxing (Martial Arts Based)
    Sport Karate
    Sport Sambo
    Submission Wrestling
    Tai Chi
    Tai Chi Chuan
    Tai Jutsu
    Tang Soo Do
    Thai Boxing
    Tiger Claw Kung Fu (Fu Jow Pai)
    Tora Kai
    Traditional Aikido
    Traditional Italian Martial Arts
    Traditional Karate
    Traditional Wado Ryu
    Unarmed Combat
    Viet Vo Dao
    Wado Ryu Karate
    Wing Chun
    Wing Chun Kung Fu
    Wing Tsun
    World Tang Soo Do
    Yoseikan Budo
    Zen Shin Karate

    Weapons Covered

    3 Section Staff
    6″ Staff
    Bamboo Sword
    Blunted Metal Sabre
    Bo Staff
    Bow & Arrow**
    Broadsword (Blunted)
    Broadsword (Wooden)
    Butterfly Knives (No Live Blades)
    Chain Whip
    Clubs (Wooden)
    Cosh (Blunted Blade Only)
    Dagger (Blunted Blade Only)
    Dan Bong (Short Sticks)
    Dummy Weapons
    Escrima Sticks
    Foam Batons
    Foam Weapons
    Focus Mitts
    Guns (Plastic)
    Habo Staffs
    Iaito (Practice Only)
    Jo Staff
    Kali Sticks
    Kama (Blunted Blade Only)
    Katana (Blunted Blade Only)
    Kendo Shinai
    Kenpo Sticks
    Knives (Blunted Metal)
    Knives (Plastic)
    Knives (Rubber)
    Knives (Wooden)
    Kunai (Blunted Blade Only)
    Leather Whip
    Naginta (Blunted Blade)
    Padded Sticks
    Padded Weapons
    Plastic Bottle
    Plastic Weapons (No Live Blades)
    Practice Sword (No Live Blades)
    Rice Flail
    Rokushaku Bo (Japanese Staff)
    Rubber Sticks
    Rubber Weapons
    Safety Weapons
    Shaolin Staff
    Shinai (Blunted Blade Only)
    Shuko (Demonstration Only)
    Swords (Blunted Metal)
    Swords (Plastic)
    Swords (Rubber)
    Swords (Wooden)
    Tai Chi Sword (Blunted Blade Only)
    Tiger Fork
    Togakure Bokken
    Training Knife (No Live Blades)
    Training Swords (No Live Blades)
    Training Weapons (No Live Blades)
    Wing Chun Pole
    Wooden Shou
    Wooden Weapons (No Live Blades)

    Beautiful, Clear PDF Certification To Help You Satisfy Venues & Local Authorities

    We know it’s important to not only have the right cover in place, but also to ensure it’s clear to third parties too. Every #MartialArtsDoneRight policy comes with a scheme enrolment certificate to confirm your membership to the #MADR scheme through which the insurance is provided, along with a certificate of insurance confirmation, an inception letter and a full schedule of cover.

    All documentation is available for PDF viewing, download or sharing as standard.

    Quote & Buy Online

    You can get an instant price and, if you’re happy, activate your insurance securely online.

    If you need any help or have any questions, we’re here to help.

    Need A Little Help?

    We know insurance is never an easy one to conquer – that’s why we set up the #MartialArtsDoneRight scheme in the first place.

    We’re here to help with any questions around suitability, pricing, logistics or anything else. We can help you move away from an existing provider and we can provide bespoke pricing and set up for clubs with more complex needs. All advice is impartial and confidential.

    New Covid-Aware Martial Arts Qualification

    Just £8.29 including certification, for a limited time only.

    NEW - Covid-Aware Martial Arts Instructor Qualification.
    One of fee of £8.29 including certification, for a limited time only.